Homeowners and landlords may qualify for financial assistance through Canada Mortgage and Housing Corporation's Residential Rehabilitation Assistance Program for Persons with Disabilities. Canada Mortgage and Housing Corporation ( CMHC) offers financial assistance to allow homeowners and landlords to pay for modifications that make their property more accessible to persons with disabilities. These modifications are intended to eliminate both physical barriers and imminent safety risks and to improve the ability of persons with disabilities to meet the demands of daily living within their home.
Homeowners and landlords may qualify for financial assistance through the Residential Rehabilitation Assistance Program for Persons with Disabilities ( RRAP-D) if their property:
Financial assistance is provided in the form of a fully forgivable loan. The amount of the loan varies according to the geographic location in Canada and whether the property owner is a homeowner or a landlord. No repayment is required provided that the homeowner or landlord adheres to the terms and conditions of the program specifying that:
Disability means any restrictions or lack (resulting from an impairment) of ability to perform an activity in the manner or within the range considered normal for a human being.
RRAP-D considers six major categories of disabilities that require home modifications:
In some areas of Canada, funding for these or similar programs is provided jointly by the Government of Canada and the provincial or territorial government. In these areas, the provincial or territorial housing agency may be responsible for delivery of the programs. Program variations may also exist in each province or territory.
Visit Canada Mortgage and Housing Corporation or call 1-800-668-2642 to learn more about the application process.
In a situation where an application has been submitted and may not clearly show that the proposed property modifications are related to the occupant’s disability, CMHC or its authorized representatives may require confirmation from a qualified expert. Accordingly, the medical professional consulted would complete a CMHC medical form and be responsible for:
Please contact CMHC toll free at 1-800-668-2642 or visit CMHC Web Site to obtain the following forms:
A physician, a physiotherapist or an occupational therapist are authorized to confirm that the modifications are related to the person’s disability.
For detailed information on RRAP-D and other CMHC programs available to assist eligible Canadians with repairs to substandard housing, accessibilitymodifications and adaptations for seniors, visit CMHC programs.
For further information, contact CMHC toll free at 1-800-668-2642 or visit CMHC Web Site.