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3. Saving for Education

CESG - Canada Education Savings Grant

Get Money Now for a Child's Education After High School

When you, as a parent, friend or family member, open a Registered Education Savings Plan (RESP) on behalf of a child and apply for the Canada Education Savings Grant (CESG), the Government of Canada will deposit a percentage of your own contribution directly into the RESP. To date, more than three million children have benefited from the Canada Education Savings Grant.

Who Gets the Canada Education Savings Grant?

Children up to and including the year they turn 17 are eligible to receive the education savings grant if an RESP has been opened for them.

How Much Education Savings Grant Money Can I Get?

The level of Canada Education Savings Grant the Government of Canada could deposit into your RESP depends on the net income of the beneficiary's family. Visit Canlearn.ca to find out how much grant money your beneficiary could receive.

How Do I Apply for the Canada Education Savings Grant?

Applying for the Canada Education Savings Grant only takes a few simple steps. You can also apply for additional CESG if the primary caregiver of your beneficiary is a recipient of the Canada Child Tax Benefit.

Other Saving Opportunities – the $500 Learning Bond

Depending on the beneficiary's family net income, the child may also qualify for the Canada Learning Bond (CLB). Ask your RESP Provider if your beneficiary would be eligible for the CLB.

Still have questions about the Canada Education Savings Grant? Detailed information about the CESG, as well as Registered Education Savings Plans and the Canada Learning Bond, is available on Canlearn.ca.

If you have any further questions or comments, contact us.

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Date Modified:

2011-11-29